Navy Federal Routing Number – Here’s Your Navy Federal Routing Number

Navy Federal Routing Number – Headquartered in Vienna, Virginia of the United States, Navy Federal is the largest credit union bank of the United States, which has been taking care of about 09 million active military personnel, veterans and their families since 1933. 

If you are a Navy Federal customer and in search of its routing number then this article is made only for you. It is very easy to find out a Navy Federal bank’s Routing Number with us.

Navy Federal Routing Number

Here is how 

Navy Federal Routing Number’s Usefulness

Every transaction made through the bank has two essential parts – the first one is the bank’s Routing Number and the second one is the Account Number. The routing numbers is the series of 9 digit number which identifies your bank’s location details. And the bank’s account number determines your customer identity where your money is saved. That’s why your account number can’t be shared with anyone else.

Navy Federal bank has also their unique Routing Number which any other bank can never use. This unique identifying system helps the transaction process between banks systematic without any chaos and confusion. 

Here is the list of key benefits available from the Navy Federal Bank routing number are highlighted below –

  • You can send or receive Domestic and International payment using your Navy Federal routing number very easily.
  • You can set up for direct deposit or automatic bill payment with your Navy Federal bank account. 
  • Easily receive your salary, monthly pension, tax refund in your Navy Federal account without issue.
  • You can link your accounts on the Navy Federal mobile app and access it easily at any time.
  • Transferring amount between banks or investment firms will become very swift.
  • You can also make ACH payment using your Navy Federal routing number within the United States.

Search Navy Federal Routing Number by State

The good thing about the Navy Federal Credit Union bank is that you need not hunt for a particular Navy Federal bank branch’s Routing Number to Wire Transfer or receive money. It is the same for each and every branch available in the United States. 

Below we made a list on it. Please have a look –

State Navy Federal Bank Routing Number
Arizona 256074974
Alabama 256074974
California 256074974
Colorado 256074974
Florida 256074974
Georgia 256074974
Idaho 256074974
Michigan 256074974
New York – Upstate 256074974
New York – Downstate 256074974
Washington DC 256074974

Now, you can easily understand that the Navy Federal bank’s Routing Number is the same all across their branches which is – 256074974.

Navy Federal Credit Union Wire Transfer Charges

Unfortunately, like other banks, Wire Transfer in the case of Navy Federal credit union bank is not free. You have to pay a certain amount to wire your money to any other bank account. 

Here is the Navy Federal Wire Transfer charges are to be paid by a customer –

  • NFCU Domestic Wire Transfer Charges – $14 [Clear Within 1-2 Business Days]
  • NFCU International Wire Transfer Charges – $25 [Clear Within 5-7 Business Days]

For making any kind of bank transfer other than Navy Federal through Wired Method, please make sure of that bank’s specific Routing Number before proceeding to payment. It is very important unless your money will go to an unknown account which is non-refundable.

What Information should I need to make a Wire Transfer from the Navy Federal Credit Union Bank?

To make a Wire Transfer from your Navy Federal Credit Union bank to another is very simple. You need some basic information which we have highlighted down below –

  • Your Information – Name, Address and Account Number (Above $3000 Wire Transfer)
  • Payee’s Detail Information – Recipient’s Name, Address, Account Number, Account Type (Above $3000 Wire Transfer)
  • Recipient’s Bank Information – Institution Name, Address, ABA/Routing Number
  • Transfer Amount – Amount Details in USD and Hard Cash

You can also add specific instructions or additional information on it. When you are done, handover the form and amount to the cashier to register your payment.

About Navy Federal Credit Union

Navy Federal Credit Union or Navy Federal is a bank from the United States regulated by National Credit Union Administration (NCUA). Established in 1933, it is the largest credit union bank in the US which serves all around the various regions of the country. The bank primarily serves US military personnel, employees, veterans and their families. 

Navy Federal operates more than 343 branches and nearly 40,000 ATMs across the United States. They provide various types of banking services like savings accounting, low-cost loans, various types of card services, internet banking and Wire Transfer facilities and others. Headquartered in Vienna, Virginia, Navy Federal is a popular bank of the United States.

Bottom Line

Hope you liked this article. We have tried to incorporate all the possible information about the Navy Federal Routing Number in detail for your assistance.

If you have any doubts, then tell us in the comment section. We’ll definitely try to solve them as early as possible.

FAQ – Frequently Asked Questions

  • What is the Navy Federal Routing Number for their branch?

Ans: Like other banks, Navy Federal does not use multiple Routing Numbers. Rather they make it very easy for their consumers. Navy Federal bank uses only one routing number for their every provincial branch that is – 256074974.

  • Is the Navy Federal routing number and the account number is the same?

Ans: Absolutely not sir. They are completely different. Navy Federal account number identifies your customer identity in the Navy Federal Credit Union bank. A Routing Number is the unique identity number of the Navy Federal bank or its branch. So, be careful while entering your NFCU Account number and routing number while making payment.

  • How many digits are there in a Navy Federal account number and its routing number?

Ans: Navy Federal account number is 10-digits long and its routing number is 9-digits. You can easily find them on your Navy Federal checkbook right below the MICR line printed below it.

  • How to find my Navy Federal routing number?

Ans: As we previously discussed, Navy Federal bank Routing Number is the same for every branch available in the United States. The nine-digit number is 256074974.

You can also check it by yourself in Five-different ways.

  • Navy Federal check book – You can find it at the bottom line area below the MICR code. You can notice a series of numbers here. The first 9-digits are your Navy Federal Routing Number and the next 10-digit is your account number respectively.
  • You can also find it on your Navy Federal account statement.
  • You can use the Navy Federal mobile app/online to know your Routing Number.
  • By calling the Navy Federal customer care helpdesk.
  • Also you can search it via the Federal Reserve Bank’s official directory.
  • How to find Navy Federal bank’s routing number through Navy Federal Mobile app?

Ans: It’s very simple. Do the following steps correctly –

  • Take your Smartphone.
  • Download the NFCU mobile app on your device.
  • Now login into it using your Navy Federal credential. 
  • Select the Bank account option.
  • Then click on the ‘Show more Details’ option.
  • There you can easily locate your Routing Number along with your Navy Federal account number.
  • Can a civilian open an account in the Navy Federal Credit Union?

Ans: No it is not available for the civilians of the United States. However if you are a relative of any US-military personnel or any of your close family member works under the Ministry of Defense then you can apply for an account by his/her reference.

Navy Federal Helpdesk

  • Phone:  1-888-842-6328
  • Website: www.navyfederal.org 
  • Navy Federal’s Address – 820 Follin Lane SE, Vienna, VA 22180

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